Student loan

Student loans in Bulgaria

It is not a secret that many people who wish to study abroad consider applying for a student loan. Of course, being able to afford the university tuition fees is often not an easy task so it is normal to look forΒ opportunities to finance your higher education – by applying for a job and/or a student loan.

You probably wonder if it is possible to apply for a student loan in Bulgaria before getting a university spot. However, in most cases, you are eligible to do this only after you are already enrolledΒ in a study program. This means that the admission process must be complete.

What we advise students to do is to check if it is possible to apply for a student loan in their home country. This is often the case for many Swedish or German students in Bulgaria! Foreign banks and governments have different eligibility criteria as well as deadlines for the submission of a student loan application, so make sure you look everything up before starting your studies in Bulgaria.

If your home country does not offer such opportunities, student loans in Bulgaria may be another option for you. They are usually provided by banks, not by Bulgarian universities, so the approval or rejection is entirely up to the bank management staff. They will examine your case and decide whether your application is successful. This means there is no guarantee you will obtain a student loan from a bank in Bulgaria. Furthermore, any application fees or costs related to your student loan application in case of rejection will not be reimbursed. Also, keep in mind that student loans in Bulgaria usually cover only the tuition fees, so other expenses, such as rent and bills, are not included.

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